Non-Resident Loan

A non-resident loan is designed for foreign investors or temporary visa holders looking to purchase property in Australia. Mass Financial provides access to lenders who specialize in non-resident financing, offering competitive rates and flexible lending criteria. Our experts guide you through Foreign Investment Review Board (FIRB) requirements and legal considerations to ensure a smooth purchasing experience.

Non-Resident Loan: Home Financing for Overseas Buyers

A Non-Resident Loan is designed for foreign investors, expatriates, and temporary visa holders who want to purchase property in Australia but do not have permanent residency or citizenship. These loans provide flexible financing options to help non-residents invest in real estate, whether for personal use or investment purposes.

Key Features of a Non-Resident Loan:

✅   Available for Foreign Investors & Expats – Suitable for non-residents, temporary visa holders, and Australian expats living abroad.

✅   Loan-to-Value Ratio (LVR) Options – Borrow up to 70–80% of the property value (depending on eligibility).

✅   Competitive Interest Rates – Tailored based on residency status and financial profile.

✅   Flexible Income Verification – Accepts overseas income, rental income, or employment letters as proof of earnings.

✅   Foreign Currency Income Considered – Loans available for applicants earning in approved foreign currencies.

✅   Investment & Residential Use – Can be used to buy investment properties or homes for future relocation.

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Who Can Apply for a Non-Resident Loan?

✅   Foreign investors looking to buy property in Australia
✅   Australian expats working overseas
✅   Temporary visa holders (e.g., Subclass 482, 188, 491, etc.)
✅   High-net-worth individuals investing in Australian real estate

At Mass Financial, we simplify the loan process for non-residents by offering expert guidance, competitive loan options, and seamless documentation support. Whether you’re an investor or an expat, we’re here to help you finance your Australian property with confidence.

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