Low Deposit Loan

For Homebuyers with a small deposit, Mass Financial offers low-deposit home loans that require as little as 5% of the property’s value. We work with lenders who provide flexible options for first-time buyers and investors, ensuring you can enter the property market sooner. Our team helps navigate lender policies and government grants to boost your borrowing power.

A Low Deposit Loan allows homebuyers to secure a mortgage with a deposit as low as 5–10% of the property’s value. This option is ideal for first-home buyers, young professionals, and those struggling to save a large deposit, enabling them to enter the property market sooner.

✅   Deposit as Low as 5% – Get approved with a minimal upfront deposit.

✅   Access to Government Grants & Schemes – Eligible borrowers may qualify for  First Home Owner Grants (FHOG), the First Home Guarantee Scheme, or Stamp Duty Concessions.

✅   Flexible Lender Options – Various lenders offer competitive low-deposit loan products.

✅   Lenders Mortgage Insurance (LMI) Considerations – LMI may apply if the deposit is less than 20%, but some borrowers (e.g., professionals) may qualify for an LMI waiver.

✅   Faster Homeownership – Avoid years of saving and enter the property market sooner.

At Mass Financial, we help homebuyers secure their dream home with tailored low deposit loan solutions. Let us guide you through the process and find the best financing option to suit your needs!