Trust Loan
Trust loans are structured to finance properties held in family trusts, unit trusts, or discretionary trusts. Mass Financial specializes in navigating the complexities of trust lending, ensuring compliance with lender policies and legal requirements. Whether you’re investing through a trust for asset protection or tax benefits, we help secure the best financing solutions tailored to your structure.
Trust Loan: Tailored Financing for Trust - Owned Assets
A Trust Loan is a specialized loan designed for individuals or businesses that hold property or assets within a trust structure. These loans cater to family trusts, discretionary trusts, unit trusts, and self-managed super funds (SMSFs) looking to acquire or refinance properties while maintaining asset protection and tax benefits.
Key Features of a Trust Loan
✅ Available for Different Trust Structures – Suitable for family trusts, unit trusts, discretionary trusts, and SMSFs.
✅ Asset Protection & Tax Efficiency – Helps trustees manage investments while benefiting from tax and asset protection strategies.
✅ Competitive Loan Terms – Flexible interest rates and repayment options tailored to trust structures.
✅ Loan-to-Value Ratio (LVR) Options – Borrow up to 80% of the property value, depending on trust type and lender policies.
✅ Trust Beneficiary & Guarantor Support – Allows for director or trustee guarantees if required.
✅ Residential & Commercial Use – Can be used for buying residential, investment, or commercial properties.

Who Can Benefit from a Trust Loan?
✅ Property investors using trusts for asset protection
✅ Business owners looking to acquire commercial properties through a trust
✅ Families managing generational wealth via a trust structure
✅ SMSF trustees seeking financing for property investment
At Mass Financial, we specialize in trust loan solutions, ensuring compliance with lending requirements while maximizing financial benefits. Our expert team will guide you through structuring your loan efficiently to align with your trust’s financial strategy.